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Hey {{first_name}} 👋! It’s 5pm on a Friday so I wont keep you long.

I just wanted to share this quick email to hopefully motivate you to get started with applications tonight/this weekend if you haven’t already done so. See the table below and genuinely ask yourself if you’re an ‘average candidate’ or a ‘top candidate’.

If you need it, I’m happy to review your CV/Cover Letter as many times as you need inside Finance Fast Track until it’s the best it can possibly be (full transparency: it’s a paid community only for serious candidates). Not feeling to pay? I hear you. Use my free templates here.

Average Candidates vs. Top Candidates: Which one are you?

Stage

Average Candidates

Top Candidates

Preparation

Wait until September, panic when apps open.

Start in year one, line up spring weeks, network months in advance.

Practice

Do 1–2 mocks right before interviews.

Weekly mocks (competency + technical), track progress like training.

Networking

Message MDs or spam LinkedIn. Collect calls with no follow-up.

Target analysts/associates. End every chat with “Who else should I speak to?” → chain networking.

Commercial Awareness

Skim FT headlines. Repeat buzzwords in interviews.

Dig into earnings calls, investor decks, blogs. Connect macro events to markets naturally.

Applications

Fire off 20 generic CVs and cover letters.

Tailor every CV/cover letter to firm + division. Reference deals, values, culture.

Leverage

Apply to one firm at a time. Pin hopes on GS London IBD only.

Run 5+ processes at once. Open to international offices. Create options.

Mindset

Quit after 5 rejections. Blame the process.

Keep going after 20+ rejections. Treat it like sales: every “no” brings you closer to “yes.”

The difference is clear: average candidates play the game casually. Top candidates treat it like a professional sport.

Which one are you?

What’s preventing you from becoming a top candidate? Most times it’s a combination of limiting beliefs, self-doubt and a lack of guidance, accountability or structure – FFT solves for all of these.

If there’s one thing you do after reading this email, make it to commit to taking 1 action this evening or tomorrow. Oftentimes we just need to get the ball rolling before we see big results (kind of like rolling a snowball down a hill, once it gets traction it grows massive).

All the best with upcoming applications. I’ll be sharing tons of useful resources and newsletter posts over the coming days/weeks/months, but until then, have a good weekend!

Afzal

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Whenever you’re ready, here’s how I can help you this application season:

If you want me to help you write a cover letter that makes recruiters stop scrolling, join Finance Fast Track today. You’ll get access to my full cover letter and CV courses, live feedback, weekly calls with me Mon-Thu, finance work experience to put on your CV, and SO much more.

I’ve made joining FFT completely risk-free. If you join and you’re not satisfied, just let me know within 7 days and you’ll get a full refund, no questions asked.

That’s all for now. Have a good evening (or morning/afternoon depending on when you see this).

Peace!

Ps. If you order my book ‘Breaking Into Banking’ (currently £17 on Amazon) and reply to this email with your receipt I’ll send you all of the below career guides worth £180 for FREE! 🤫

  1. Introduction to Asset Management (71-pages) (current price: £20)

  2. Introduction to Investment Banking (100-pages) (current price: £20)

  3. Introduction to Sales & Trading (107-pages) (current price: £20)

  4. Introduction to Private Equity (127-pages) (current price: £20)

  5. Introduction to Hedge Funds (116-pages) (current price: £20)

  6. Introduction to Private Banking (90-pages) (current price: £20)

  7. Introduction to Venture Capital (122-pages) (current price: £20)

  8. Introduction to Investment Research (106-pages) (current price: £20)

  9. Introduction to Operations (98-pages) (current price: £20)

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